Author name: Shaz Roy

Introduction: The Power of SWP in Tax-Efficient Withdrawals Imagine this: You’ve invested in mutual funds for years, and now it’s time to enjoy the fruits of your patience. But wait—taxes can take a big bite out of your returns if you’re not careful. That’s where Systematic Withdrawal Plans (SWP) come in as a game-changer! SWP […]

SIP in Volatile Markets: Should You Continue? Investing is much like sailing. When the seas are calm, the journey feels smooth and predictable. But when storms arise, even the most seasoned sailors can feel a pang of uncertainty. Similarly, in the world of investments, market volatility can stir up doubts, especially for those committed to

The Hidden Power of Expense Ratios: How Small Fees Make a Big Difference in Your Mutual Fund Returns Have you ever wondered why two similar mutual funds deliver noticeably different returns over time? When I first started investing in mutual funds back in 2003, I was puzzled by this exact question. Two large-cap funds with

Understanding NAV: What It Means for Your Investments – A Comprehensive Guide to Net Asset Value in Mutual Funds Introduction: A Personal Journey into the World of Mutual Funds Let me take you back to a crisp November morning in Mumbai, where I first learned about Net Asset Value (NAV). I was a young professional,

STP: Timing Your Market Entry Effectively – A Smart Investor’s Guide Introduction: The Art of Smart Investing Imagine this: Rohan, a 30-year-old IT professional, had just received a hefty bonus. He wanted to invest but was unsure whether to jump into equity funds immediately or wait for a market dip. His friend Priya, a seasoned

SWP Strategies for Early Retirement Planning: Your Path to Financial Freedom Hey there, lovely readers! Welcome back to my finance blog, where we’re diving deep into the exciting world of mutual funds. Today, I’m thrilled to talk about something close to my heart—SWP strategies for early retirement planning. After 20 years of blogging across lifestyle,

STP vs. SIP: Which Mutual Fund Investment Strategy is Right for You? Introduction: The Battle of Two Smart Investment Strategies Imagine you’re standing at a crossroads—one path leads to steady, disciplined investing (SIP), while the other offers flexibility with controlled risk (STP). Both are excellent ways to grow your money in mutual funds, but which